Cumulative Budget tracks your income and expenses, projects your future balance months ahead, and answers your "what if" questions with an AI financial assistant.
YOUR PROJECTED BALANCE
Built for people who want clarity — not complexity. Simple to use, powerful enough to answer real questions.
See exactly how much money you'll have months from now. Recurring income and expenses are calculated automatically.
Ask questions like "If I take a vacation in August, will I still have money left?" and get instant, data-driven answers.
Set savings targets with deadlines. Track progress toward your goals as your balance grows.
Native Android app with offline support, plus a full-featured web interface. Your data syncs across all devices.
Never miss a payment. Set reminders for bills, installments, and recurring expenses.
Your financial data stays private. Google Sign-In authentication, encrypted storage, and no data selling.
Set up in minutes. Get answers in seconds.
Add your salary, rent, subscriptions, and any recurring payments. One-time and installment entries too.
The app calculates your cumulative balance for the next months instantly. Spot problems before they happen.
Type "What if I buy a car next month?" and get a real answer based on your actual budget data.
The built-in AI assistant knows your budget. Ask natural language questions and get real answers based on your actual numbers — not generic advice.
Free to use. No credit card required. Works on Android and in your browser.
The app is free to download and use. The AI assistant requires a subscription or top-up credits.
Yes. The Android app stores all data locally and syncs when you're online. The web version requires an internet connection.
Your data is encrypted and stored securely. We never sell or share your personal financial information.
You can use the app with any currency. The AI assistant is currency-aware.
Yes. Sign in with Google and your data syncs across your Android phone and the web app.